The newest test of record low borrowing costs comes just as the Obama administration this month extended another key housing incentive, an $8,000 first-time homebuyer tax credit, and added a $6,500 credit aimed at current homeowners looking to move. Mulraine, economics strategist at TD Securities in Toronto. “Affordability conditions just seem to be improving by the minute,” said Millan L. The average 30-year rate dropped 0.05 percentage point to 4.78 percent in the week ended November 25, equaling the lowest rate since Freddie Mac started tracking rates weekly in 1971.įifteen-year mortgage rates dipped 0.03 percentage point in the week to 4.29 percent, the lowest since Freddie Mac began tracking them weekly in 1991. 30-year mortgage rates dropped to match a record low set in April, while the 15-year home loan rate fell to a new all-time low, Freddie Mac said on Wednesday. housing market that is starting to gather steam. mortgage rates sank to or near record lows in the past week, home funding company Freddie Mac FRE.N said, improving affordability in a battered U.S.
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